Which Scratch Cards Have The Highest Return To Player?

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Return to player of scratchies
Return to player of scratchies

Return to player of scratchies

The return to player of scratchies or the RTP for scratch cards can vary widely depending on the specific game, the country or region in which they are sold, and the prize structure of the game. Scratch card games are typically designed to generate revenue for the organizations that sell them, so the RTP tends to be lower than other forms of gambling.

In general, scratch card games have RTP percentages that are lower than many casino games or lottery games. The RTP for scratch cards typically ranges from around 50% to 70%, but it can be lower or higher depending on the specific game. It’s important to note that scratch cards are generally considered a form of entertainment rather than a reliable way to make money.

What does Return to player of scratchies reflect

Return to player of scratchies reflect the percentage of wagered money that will be won back by players. This value is an average that will play out over time.

The figure and percentage rate is how much money a player can theoretically expect a scratch card or any casino game to payout out. For example; a card with a stated RTP of 96% will return to a player $0.96p for every $1.00 wagered.

You must not assume when playing a casino game that you will achieve the stated RTP percentage. You could wager $100 and lose it all!

Note that the RTP is theoretically. The percentage rate is calculated over a long period. In some cases, a casino will give the RTP rate over 1 million plays of a game. As it’s unlikely a single player will play one million times! So each individual player will experience different RTP rates from other players.

Another factor to consider when thinking about RTP ratios are those big jackpot games. If a scratch card has a massive top prize, the jackpot could be seeded by the loses of 1000s of individual players. When one lucky player scoops the jackpot, the games overall RTP is unchanged. However, 1000s of the players might have experienced a higher loss rate than advertised. However, the total RTP is still 96% as a jackpot was won (returned to player) but the returns accumulated to just one jackpot winner.

Also the RTP is still the only way you can assess a games ‘fairness’ or probability. You should be looking for games with a higher RTP. For example a scratch card with a 98% RTP is better than a game with 80% RTP. Experts advise against playing cards with an RTP below 85%. Always check a games rate before you play for real money. Remember, the RTP is a theoretical rate and not a guarantee of the returns you can expect playing a game.

Which Instant Scratch its in Australia Have The Highest Return To Player

Sizzling 7 - Instant Scratch Its Australia
Sizzling 7 – Instant Scratch Its Australia

The return to player (RTP) for Instant Scratch-Its, which are a type of scratch card game sold in Australia, can vary depending on the specific game and its prize structure. Generally, Instant Scratch-Its games have varying RTP percentages, with some games offering better odds and potential returns than others.

To find the Instant Scratch-Its games with the highest RTP in Australia, you should check the official website of The Lott, which is the organization that operates these games in Australia. They often provide information on the odds and prizes for each game, including the estimated overall RTP.

Keep in mind that while some Instant Scratch-Its games may have a relatively higher RTP compared to others, they are designed for entertainment, and the odds of winning significant prizes are still relatively low. Playing these games should be seen as a form of entertainment, and you should play responsibly and within your budget.

Which scratch cards have the highest return to player at online casinos

Following are the scratch cards that have the highest return to player. You can play these instant scratchies at your best online casinos with real money.

1. Lucky Numbers – 96.57 %

Lucky Numbers
Lucky Numbers

Lucky Numbers is also highest payout scratchie has return to player of scratchies as of 96.57%. Powered by Microgaming, this card game offers two chances to win for each card you play.  The game is pretty standard. To play, virtually scratch away the panels and if you find three matching icons, you win. Look out for multiplier symbols that will increase your winnings. Multipliers range from x1 to x 5, while winnings begin at $3 and max out at $200,000. Given the high RTP, there’s not much to lose by trying to get the jackpot.

This game revolves around all things lucky and takes this theme very seriously. Even the horseshoe scratch panels are the correct way up (we don’t want that luck falling out!). Make the most of this luck, and the extremely high RTP by scratchcard industry standards, by trying out Lucky Numbers today.

2. Whack a Jackpot – 96.30 %

Whack a Jackpot
Whack a Jackpot

Whack a Jackpot return to player of scratchies is 96.30%. Powered by popular scratch card software provider ‘Microgaming’, Whack a Jackpot puts a creative spin on your standard scratch card game. With a minimum bet of $0.50 and a max bet of $10, the game is accessible for all players.

It also offers great value with a maximum possible win of $50,000. To play, you will need to whack the rats as they appear on the screen. When you hit a rat, a multiplier value will be shown on your screen. If you manage to get three multipliers with the same value, you win! Make sure you practice your hitting skills and reaction times as three missing strikes will end your game with no win.

3. Merlin’s Millions – 95.17%

Merlin Millions
Merlin Millions

Merlin’s Millions return to player of scratchies is 95.17%, Merlin’s Millions scratch cards provides bettors with the chance to win an additional bonus prize on each card they play. The game jackpot stands at a whopping $250,000 which is a serious draw for those looking to strike it super lucky.

Merlin’s Millions is perfect for all kinds of players. With this scratch game, players can opt to bet as little as 20c with a maximum betting amount of 200.

This online scratch cards offers a strong medieval theme that revolves around King Arthur and his trusty sidekick, Merlin the Wizard. The game is easy and fun to play, with an appealing aesthetic design. Simply scratch nine panels and if three symbols match, you win.

4. Pig Wizard – 95.82%

The Pig Wizard
The Pig Wizard

The Pig Wizard return to player of scratchies is 95.82% . With an amusing theme, Pig Wizard has Magic which is the consistent thread throughout the game and players will experience spells, curses and pigs in robes. The most valuable icon is the Pig Wizard, an endearing character in star-covered robes, yes a pig can wear robes if he wants! If your scratch card reveals three images of the pig, you’re in luck! This will result in your win being 100 times your original wager.

This game is structured with a V-E-G-A-S progressive jackpot. Scratch to reveal three pigs and not only will you receive the initial jackpot of 100 times your original bet, but you will unlock an additional game. For this round, you will throw the virtual dice and make your way around a game board. As you do this, you will have the opportunity to trigger more multipliers or win extra prizes.

5. Wish Upon a Jackpot – 96.06%

Wish Upon a Jackpot
Wish Upon a Jackpot

At this Wish upon a Jackpot return to player of scratchies is 96% you enter a world that is reminiscent of Shrek, complete with Puss in Boots, a Fairy Godmother and talking gingerbread man.

To play, simply look through the magic orbs (scratch panels). If you discover three matching icons that are them, you win! This win will be accompanied by two bonus games so that you can experience the magic for a little longer (and increase your chances of a bigger win).

6. Play off Palace

Pay Off Palace
Pay Off Palace

Play off Palace return to player of scratchies is 94.58%. The ‘Play Off Palace’ game gives the player a choice of 6 different scratch cards. Each with its own jackpot and purchase cost. The lowest cost card is called ‘Give a Dog a Bonus’, this comes with a price tag of 20p per play. The jackpot for this entry-level card is $200, so you won’t be buying a palace with that! However, the highest priced card ($5) ‘Play Off Palace Supermatch’ does offer you a chance to live like a king with a $30,000 top prize.

The first card ‘Give a Dog a Bonus’ is a basic 5-panel scratch-off game which requires the player to match 3 amounts to win. The second card ‘Bruce’s Treasure’ is a 2-panel card. In the first panel, the player must match 3 symbols to win, you also have a bonus game which could award a cash bonus. The most interesting card is ‘Play Off Palace Supermatch’ this card contains 3 games in 1. You must scratch the first panel to reveal numbered balls, match 3 to win the cash amount. The second panel asks you to reveal a ‘winning’ symbol. If you can match your symbol to one in the lower box, you win. Panel 3 is a simple match 3 amounts to claim that cash.

7. Crystal Maze


The return to player of scratchies of Crystal Maze is 94.58% The card is based on the popular TV show which first aired in 1990! The show was originally hosted by energetic presenter Richard O’Brien. The presenter would guide players around a maze which featured different zones. A team would compete to retrieve crystals by solving puzzles. Crystals gave the team members longer time in the games final area – the Dome. If a team collected a 100 gold tokens in the Dome they would ‘Crack The Maze’ and win the game.

This scratchie gives you the chance to win jackpots worth up to $30,000. This scratch card has 6 separate zones to play. The first zone, known as ‘Contestant Challenge’ has a $200 jackpot. The second zone is ‘Aztec Mask’, this card costs $0.40p and offers a top prize of $16. The third card is ‘Windustrial Zone’ it costs $0.50p and has a top prize worth $50. The fourth card up is ‘Medieval Match’, it costs a $1 and you could win an $800 jackpot. ‘Futuristic Treasures’ is the fifth game card and comes with a top prize of $1,600. The final card is ‘Crystal Coins’ which carries a $5 price tag and offers a $30,000 jackpot.

How to find the Scratch Cards that Have The Highest Return To Player

Ripper Casino
Scratch cards at Ripper Casino

Finding scratch cards with the highest return to player (RTP) can be a bit challenging, as this information is not always readily available. However, here are some steps you can take to increase your chances of finding scratch cards with better odds:

  1. Check the Official Website: Visit the official website of the organization or lottery authority that operates the scratch cards in your region. They often provide information about the odds and RTP for each game they offer. In the case of national or state lotteries, they typically have detailed information on their websites.
  2. Read the Fine Print: Examine the back of the scratch card or the accompanying game rules and instructions. Some scratch cards provide details on the odds of winning and the overall RTP on the card itself. Look for this information carefully.
  3. Ask Retailers: You can also inquire with the retailers or store clerks who sell the scratch cards. They may have information about which cards have been more popular with winners or which ones offer better odds.
  4. Research Online: Look for forums, websites, or online communities where people discuss scratch cards and share their experiences. Sometimes, fellow players may provide insights into which scratch cards they’ve found to have better odds.
  5. Compare Prize Structures: Compare the prize structures of different scratch cards. Some cards may offer a higher percentage of their prize pool as smaller, more frequent wins, while others may focus on fewer, larger prizes. The distribution of prizes can impact the overall RTP.
  6. Experiment Responsibly: While it’s essential to consider RTP, remember that scratch cards are primarily a form of entertainment. Even if a particular card has a higher RTP, it doesn’t guarantee a win. Set a budget for yourself and play responsibly.
  7. Consider Limited-Time Games: Sometimes, lottery authorities release limited-time or special edition scratch cards with improved odds or better prizes to celebrate specific events or holidays. Keep an eye out for these opportunities.
  8. Check Local Regulations: Be aware that scratch card regulations and offerings may vary by region or state. Make sure you’re playing scratch cards that are legal and regulated in your area.
  9. Use Mobile Apps: Some official lottery apps or websites offer digital scratch cards with detailed information on odds and RTP. These digital versions often provide transparency about the games they offer.

Remember that scratch cards are a form of gambling, and the odds are generally designed to favor the organization selling them.


When looking for return to player of scratchies or the scratch cards with the highest RTP, you may want to research the available games in your region, as they can vary. Additionally, some scratchie games may offer better odds or larger prizes than others, so it’s essential to read the rules and odds for each game before purchasing.


Q1. What is the Return to Player (RTP) for scratchies at casinos?

The RTP for scratchies at casinos can vary depending on the specific game and casino. However, it generally falls within the range of 85% to 95%. This percentage represents the average amount of money that players can expect to win back over time.

Q2. Do different scratchie games at the same casino have different RTPs?

Yes, different scratch card games at the same casino can have varying RTPs. The RTP is determined by the game’s design, prize structure, and odds of winning. It’s essential to check the rules and information for each individual game to understand its specific RTP.

Q3. Can I improve my chances of winning by choosing scratchies with higher RTPs?

In theory, scratch cards with higher RTPs offer better odds of winning over the long term. However, it’s essential to remember that scratchies are primarily games of chance, and RTP does not guarantee immediate or frequent wins. Luck plays a significant role in determining individual outcomes.

Q4. Are there any strategies to maximize my returns when playing scratchies at casinos?

Scratchies are designed as games of pure luck, and there are no proven strategies to consistently win. It’s crucial to set a budget, play responsibly, and enjoy them as a form of entertainment. Betting more or chasing losses is not a reliable strategy.

Q5. Are online casino scratchies and physical scratch cards the same in terms of RTP?

The RTP for online casino scratchies and physical scratch cards can vary, just as it does between different physical scratch card games. Online scratchies may offer similar or different RTP percentages compared to their physical counterparts. It’s essential to check the specific game’s rules and RTP on the online casino platform.

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